Muthoot Finance Share Price Drops 5% Amid 20% PAT Growth in FY25 Results

Muthoot Finance Limited has announced its audited financial results for the quarter and year ended March 31, 2025.

Post the announcement, on May 15, 2025, Muthoot Finance share price (NSE: MUTHOOTFIN) opened at ₹2,275.00, up from its previous close of ₹2,259.90. At 10:09 AM, the share price of Muthoot Finance was trading at ₹2,143.00, down by 5.17% on the NSE.

Record-High Loan AUM and Profit Growth

Muthoot Finance achieved its highest-ever consolidated Loan Assets Under Management (AUM) at ₹1,22,181 crore as of March 31, 2025, reflecting a strong 37% year-on-year (YoY) growth, up by ₹33,102 crore from the previous year.

The company also posted its highest-ever consolidated Profit After Tax (PAT) at ₹5,352 crore for FY25, marking a 20% YoY increase over the previous year’s ₹4,468 crore.

Standalone Performance Breaks New Ground

On a standalone basis, the company’s Loan AUM reached ₹1,08,648 crore, growing 43% YoY, the highest in its history. Standalone PAT also surged to ₹5,201 crore, an increase of 28% YoY. These figures underscore Muthoot’s dominance and growth momentum in the non-banking financial sector.

Gold Loan Business Hits ₹1 Lakh Crore Milestone

The company’s core gold loan segment also witnessed unprecedented growth. Gold Loan AUM rose by 41% YoY to ₹1,02,956 crore, with an increase of ₹30,077 crore. This landmark milestone of crossing ₹1 lakh crore in gold loan AUM demonstrates Muthoot’s continued leadership in this segment.

Branch Expansion and Dividend Declaration

The Muthoot Group expanded its reach significantly during the year by opening 850 new branches, enhancing accessibility and customer engagement.

Reflecting the performance, the Board declared the highest-ever dividend of 260%, translating to ₹26 per equity share on a face value of ₹10 each.

Also Read: Muthoot Finance Share Price in Focus After This Announcement of RBI!

Conclusion

FY25 was a landmark year for Muthoot Finance, driven by growth in its core lending business, increased profitability, and aggressive expansion. With new milestones in loan book growth and profitability, Muthoot continues to reinforce its position as one of the leading NBFC in India’s financial ecosystem.

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