Dhanteras 2025: How to Buy Digital Gold?

Digital gold has become increasingly accessible in India, with purchases via UPI growing significantly in 2025.

As Dhanteras 2025 approaches, understanding the buying process, associated risks, and storage options can help users make informed decisions without framing it as financial advice.

How to Buy Digital Gold?

Purchases are typically made through mobile apps using UPI or net banking. Users can:

• Open an account on a platform offering digital gold.
• Select the amount of gold to buy, which can be small fractions.
• Make the payment digitally; the gold is stored in secure vaults.
• Redeem gold either as physical delivery or cash equivalent, depending on the platform’s terms.

Considerations and Risks

While digital gold provides convenience, several risks are notable:

• Regulatory oversight: Digital gold is not regulated by SEBI or RBI.
• Cybersecurity: Platforms may be vulnerable to hacks or breaches.
• Storage transparency: Users must rely on the provider’s claims regarding secure vaults, with no independent verification.

Investors should treat digital gold as a tool for holding gold in digital form rather than a regulated investment product.

Read More: High Gold Prices: Government Approves Hallmarking for 9-Karat Gold for Budget Buyers.

What is Digital Gold?

Digital gold is backed by high-purity gold and reflects the prevailing market rates. Unlike physical gold, it does not include making charges.

It is stored in a digital form and offers high liquidity, allowing buying and selling 24/7. Investors can start with very small amounts, even as low as ₹1, and can choose between one-time purchases or systematic investment plans (SIPs).

When sold, the value is credited directly to the investor’s account, and there is also an option to convert digital holdings into physical gold. No separate storage costs are typically charged.

Read More: Dhanteras 2025: Date, Puja Timings, and Traditions.

Conclusion

Digital gold offers a convenient way to acquire gold in small amounts and track holdings digitally. However, users should be mindful of the lack of formal regulation, cybersecurity risks, and reliance on platform provided storage. Awareness of these aspects allows users to approach digital gold purchases with clarity and understanding, especially during occasions such as Dhanteras.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.