LIC Share Price Falls 15% YoY in FY25, Hurting 22 Crore Investors

LIC share price has fallen by 15% over the past year, affecting over 22 crore public shareholders. LIC’s shares have underperformed the broader market indices like Nifty (-0.3%) and Sensex (-0.5%), as well as the overall insurance sector, which saw an average fall of 7%.

The stock hit a 52-week high of ₹1,048.90 on the NSE in September 2024, but has since dropped by 20%. It touched a 52-week low of ₹715.30 in March 2025 and is now trading slightly higher.

LIC’s Portfolio in Trouble

LIC’s investment portfolio is also under pressure. A study of 266 stocks (held for over a year) shows that 70% (186 stocks) have fallen in value over the past year. Some of these stocks have dropped by as much as 74%.

Major losers include VL E-Governance, Jaiprakash Associates, Vakrangee, Siemens, and Jai Corp. Even large companies like TCS, Tata Motors, IREDA, and IndusInd Bank saw declines of 30–40%.

Bright Spots in LIC’s Portfolio

Despite the broader weakness, 29% (76 stocks) in LIC’s portfolio have given positive returns. This includes stocks like Maruti Suzuki, BEL, Bharti Airtel, and Mazagaon Dock. Some of the other top performers include:

Read more: Paras Defence Share Price Rises Over 5% After Securing A ₹26.6 Crore Defence Contract.

Conclusion

LIC has faced a challenging year with falling share prices and a struggling investment portfolio. However, the stock may be worth accumulating for long-term investors. While most of LIC's investments have seen losses, some strong performers provide hope for future recovery.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute personal investment advice and does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks; read all related documents carefully before investing.