Understanding The Demat Holding Account Statement And How To Download It

If you are looking to invest in stock markets, then it is of paramount importance to know about your statement of Demat holdings. Let us understand this with the help of an example. If you were to deposit a cheque in a bank, then you will – after taking into account the time taken for clearance – check your account’s statement. Similarly, when you sell or purchase a stock, then you will have to check whether it is debited or credited in your Demat Account by looking in the statement of Demat holdings. But first, let us recap what a demat account is.

Understanding Demat account

Once you have decided to invest in share markets, you are required to open a Demat account with a Depository Participant (DP). DPs are broking firms registered with either the National Securities Depository Limited (NSDL) or Central Depository Services (India) Ltd (CDSL) – the latter two keep a record of all demat transactions. From a DP’s perspective, your Demat account is also known as a client Demat account or a client beneficiary account.

Angel One is a DP registered with the CDSL. To know more about Angel One click here.

A Demat account can hold a wide array of stock market investments, including equity shares, Exchange Traded Funds (ETFs), Mutual Funds, bonds and government securities. Holding your shares electronically in the Demat account provides for digitally secure transactions and reduced paperwork, eliminating the chances of frauds, delays or human errors.

Here, you must remember that a Demat account just holds your stocks, and to commence trading in stock markets, you will also require opening a Trading account. The Trading account is, in turn, linked with your bank account. For instance, if you want to purchase a share, the purchase order will be processed via your Trading account, and credited in your Demat account. The charges for purchase will be subsequently deducted from your banking account. You can then check for the purchase of shares in your statement of Demat holdings.

Demat Holdings

When you buy shares using your demat account without the intention of selling them off the same day, they are known as your holdings. A demat holding statement gives details of all the shares held by you, much like a bank statement gives an account of the assets in your bank account.

Understanding Demat Account Holding Statements

DPs act as brokers fulfilling the role of an intermediary between the customer and the stock exchange. So what happens each time you place a buy order? The process is complex and unfolds over several days and through multiple steps.

  1. The shares are transferred first to the DP’s pool account and from there they are transferred to the client’s account. This process is usually completed within T+2 business days where T is the day on which the transaction was initiated. However, under a circular dated September 07, 2021, SEBI has allowed an optional T+1 settlement too.
  2. Funds have to be cleared from your bank account linked to the demat account. So you must have sufficient funds in your bank account to pay for the transaction.
  3. Shares are finally transferred to your demat account. When you keep the shares in your account for more than one day, they begin to show as holdings. If on the other hand, you sell them on the same day, they are displayed as positions.

But how do you know that the shares have indeed been transferred to your account? The demat account holding statement is conclusive proof that ownership of shares has been transferred to you. While this might sound like an obvious fact, however, there are often cases where DPs keep the shares in their own pool account instead of transferring to the client. Thus, it is advisable to constantly monitor your demat holding statement. A demat account holding statement is a detailed account of all the shares you hold, the dates they were purchased on, their current value, and other relevant details. Besides giving you a clear picture of your assets, demat holding statements are also relevant for tax purposes.

Two ways to View/Download Demat Holding Statement

1. Directly From the Central Depository Website

There are two main central depositories in India – CSDL and NSDL. You can download your demat account statement directly from the website of CSDL or NSDL, depending on which national depository your demat account is registered with. Demat accounts registered with the NSDL usually have a 14-digit number whereas those registered with the CSDL have 16-digits. Simply log on to the website of the required national depository and enter your demat number to view your demat account holding statement.

In the case of your Demat account being registered with NSDL, you can use their IDeAS service to view your holdings. You can register for this service at:


If your account is with CDSL, you can use the ‘Easi’ online service – similar to IDeAS – to view your statement: https://web.cdslindia.com/myeasi/registration/Easiregistration.

Once you register with any of the depositories, you can get access to your demat account holding statement directly, without the need of approaching the broking firm. You can also download your Consolidated Account Statement (CAS) to analyze the comprehensive list of your holdings.

2. Using Your Broker’s Trading Platform

When you open an online demat account, your broker provides you a trading platform using which you perform online buying and selling of stocks. You can view your demat account holding statement using this trading platform as well. For instance, in the case of Angel One, you need to first log in to the Angel One trading website using your login ID and password. Then, from the dashboard that opens up, click on “Reports” followed by “Security Holdings”. This will open up your demat account holding statement which you can then either view or download as you deem fit. You may follow a similar procedure for whichever DP your trading account is with.

When should you check your Demat account holding statement?

As per SEBI’s regulations, every sale or purchase on a given trading day’s session, gets reflected in an investor’s Demat account after T+2 (Transfer+2 days) or T+1 days. This means if you have purchased a stock, the requisite transfer will be reflected in your account after two working days. Here it is important to know the steps involved in the transfer:

– First, you order for purchase through your trading account

– Second, the broking firm will receive the shares from the stock exchange in its pool account.

– Third, the funds have to be cleared from your banking account.

– Fourth, the broking firm transfers the shares in your Demat account within the stipulated time.

Once the shares are transferred, it will be accordingly reflected in your Demat holding statement.

Importance of regular monitoring of your statement of Demat holdings

It is important to regularly monitor your Demat holding statement to ensure that the requisite transfer of shares have been made to your Demat account. It could well be possible that the shares are still kept in the broking firm’s common pool account, and utilized to fulfill the margin requirements of other clients. In such a scenario, not only do you face the threat of losses from your investments, but also stand to lose corporate action benefits, like dividends, stock splits, and so on.


Demat account holding statements are a summary of all the shares you hold in your demat account, the dates they were purchased on, along with their current value. It is important to constantly monitor your demat account holding statement in order to make sure that the shares you purchased have indeed been transferred to your demat account and are not stuck in the system. Your demat account holding statement is conclusive evidence of your ownership of shares. It is also useful for tax purposes.

While starting your investment journey in stock markets, it is always advisable to choose a trusted and reliable financial partner. Look for facilities, like 2-in-1 Demat-cum-Trading accounts, regular email updates on Demat account holding statements along with the features of SMS-based alerts on each transaction. A trusted financial partner allows for easy online access to your demat account holding statement on its website, besides providing the benefit for quick CAS download.