M&M Financial Final Dividend Record Date on July 15: What It Means for Shareholders?

Mahindra & Mahindra (M&M) Financial has set July 15, 2025, as the record date for its final dividend. On April 22, 2025, Mahindra & Mahindra Financial board declared a final dividend of ₹6.50 per share. 

Mahindra & Mahindra Financial said in an exchange filing, “Recommendation of dividend of Rs. 6.50 per equity share of face value of Rs. 2 each (i.e. 325%) for the financial year ended 31st March 2025. The dividend payout is subject to the members’ approval at the ensuing 35th Annual General Meeting (“AGM”) of the Company.” 

What Does M&M Financial Dividend Record Date Mean for Shareholders?

As Mahindra & Mahindra Financial has set July 15 as the record date for its final dividend, meaning that July 14 marks the last day to buy Mahindra & Mahindra Financial shares to become eligible for the final dividend. Further, any shares bought on or after July 15 (record date), won't be eligible for the final dividend due to the T+1 settlement rule.

Also Read: Upcoming Dividends in July 2025: Nestle India, Biocon, BHEL, TCS, Bharti Airtel & More

Mahindra & Mahindra Financial Business Highlights

Mahindra & Mahindra Financial Services Ltd. (MMFSL) delivered a robust performance in FY25, reporting a 33% year-on-year increase in Profit After Tax (PAT). The company’s gross assets under management (AUM) grew by 17% to ₹1,19,673 crore, supported by annual disbursements of ₹57,900 crore, reflecting a modest 3% growth. While overall disbursement growth was relatively subdued, the SME segment stood out with an impressive 48% YoY growth.

The core wheels business experienced moderate traction. Asset quality remained within comfort levels, with Stage 3 (GS3) assets at 3.7% and combined Stage 2 and Stage 3 (GS2+GS3) assets at 9.1%. Credit costs for the year stood at a prudent 1.3%, underscoring MMFSL’s disciplined risk management. The company also maintained a healthy provision coverage ratio of 51.2% on Stage 3 loans. Capital adequacy remained strong at 18.3%, with Tier-1 capital at 15.2%. Operational efficiency was reflected in a stable collection efficiency of 97% in Q4 FY25 and a continued reduction in early-stage delinquencies. Liquidity remained robust, with a buffer of over ₹10,400 crore, ensuring ample financial flexibility and resilience.

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