Kotak Mahindra Bank Q1 FY26 business update has been released. The company has reported a 14% year-on-year increase in both its total loans and customer deposits for the quarter ending June 30, 2025.
The bank’s total net advances stood at ₹4.45 lakh crore, reflecting a 14% increase compared to ₹3.90 lakh crore as of June 30, 2024. On a sequential basis, net advances rose by 4.2% from ₹4.27 lakh crore at the end of March 2025.
This growth includes lending across retail, commercial, and corporate segments.
Total customer deposits were reported at ₹5.13 lakh crore, marking a 14.6% rise from ₹4.47 lakh crore a year ago and a 2.8% increase from ₹4.99 lakh crore as of March 31, 2025.
The average total deposits for the quarter were ₹4.92 lakh crore, representing 12.9% year-on-year growth and a 5% increase from the previous quarter.
The average CASA deposits stood at ₹1.92 lakh crore, an increase of 4.2% year-on-year and 2.1% quarter-on-quarter. However, the end-of-period CASA as of June 30, 2025, was ₹2.10 lakh crore, showing a 7.9% increase from the previous year but a 2.2% decline from March 2025.
The CASA ratio—which reflects the share of current and savings account deposits in total deposits—was at 40.4% as of June 30, 2025, down from 42.2% in March 2025 and 46.2% a year earlier.
These figures are part of Kotak Mahindra Bank’s provisional financial disclosures and are subject to audit review. The updates reflect quarter-wise and year-on-year movements in the bank's key operational indicators across lending and deposit categories.
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Published on: Jul 8, 2025, 9:48 AM IST
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