Millions of Indian taxpayers eagerly await their income tax refund each year after filing their ITR. Timely verification and accurate bank details can significantly reduce the waiting period.
Once you file your Income Tax Return, the refund process officially begins only after you e-verify your return. Typically, the Income Tax Department credits the refund within 4 to 5 weeks. If your bank account is pre-validated and all your details match correctly, you could receive the refund in as little as 7 to 20 working days.
The 2 most crucial factors that impact how soon you receive your refund are e-verification timing and bank pre-validation. E-verification done online through Aadhaar or net banking is faster compared to offline postal methods. A mismatch in PAN and Aadhaar, errors in account details, or late verification easily delay refunds.
Incorrect bank account number or IFSC code, account closure, or a name mismatch between the PAN and bank account can lead to refund failures. Similarly, not verifying ITR within 30 days of filing renders it invalid for processing. Additionally, mismatching income or TDS details can further push the refund timeline. Peak season volumes can also slow down refund issuance slightly.
Visit the Income Tax e-filing portal using your PAN credentials. Go to "View Filed Returns" and check the refund status. Alerts about the refund status are also sent via SMS and email to the registered contact details. Refund status messages may indicate “issued,” “failed,” “part adjusted,” or “not processed.”
Income Tax Returns refunds are generally credited within 4–5 weeks after e-verification. To ensure a smoother and faster refund experience, taxpayers must e-verify their returns promptly and pre-validate the correct bank account on the portal. Regularly checking the refund status online can help track the process and quickly resolve any discrepancies.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in securities are subject to market risks. Read all related documents carefully before investing.
Published on: Jun 27, 2025, 3:01 PM IST
Team Angel One
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