Bajaj Finserv Share Price Down Over 6% After Q2 FY26 Earnings Results

Bajaj Finserv Limited announced its consolidated unaudited financial results for the quarter and half-year ended September 30, 2025. 

Bajaj Finserv Q2 FY26 Earnings Results

For the quarter ended September 30, 2025, Bajaj Finserv achieved consolidated total income of ₹37,403 crore, registering growth of 11% YoY and 6% QoQ. Profit before tax reached ₹6,825 crore, up 14% YoY but declining 5% QoQ compared to respective periods.

Profit after tax attributable to owners stood at ₹2,244 crore, demonstrating an expansion of 8% YoY but a decline of 20% QoQ. Total consolidated PAT, including non-controlling interests, was ₹4,746 crore, up 14% YoY. Basic earnings per share were ₹14.1 for the quarter.

Bajaj Finserv Half Year FY26 Results

For the half year ended September 30, 2025, consolidated total income reached ₹72,854 crore, up 12% from ₹65,184 crore in H1 FY25. Profit before tax stood at ₹14,029 crore, growing 18% from ₹11,934 crore previously.

PAT attributable to owners came to ₹5,033 crore, up 19% from ₹4,225 crore in H1 FY25. Total consolidated PAT, including non controlling interests, reached ₹10,076 crore, marking 20% growth. Earnings per share for the half year were ₹31.5, up 19% YoY.

Read More: Bajaj Finserv Banking and Financial Services Fund NFO Opens Today, November 10!

Bajaj Finance Performance

Bajaj Finance delivered exceptional performance with Q2 FY26 consolidated PAT of ₹4,876 crore, up 22% YoY. Assets Under Management stood at ₹4,62,261 crore, growing 24% year on year. Its subsidiary Bajaj Housing Finance reported PAT of ₹643 crore, up 18% YoY, with AUM reaching ₹1,26,749 crore.

Insurance Subsidiaries Performance

Bajaj General Insurance reported Q2 FY26 PAT of ₹517 crore, up 5% YoY. Gross written premium stood at ₹6,413 crore, growing 9% year on year. Claim ratio improved to 75.8% from 79.7%, reflecting better claims experience.

Bajaj Life Insurance recorded gross written premiums of ₹8,366 crore, surging 28% YoY. Net Value of New Business reached ₹367 crore, up 50% YoY, driven by product restructuring, favourable product mix and cost rationalisation under its 2.0 strategy.

Bajaj Finserv Share Price Performance

On November 11, 2025, Bajaj Finserv share price opened at ₹2,085.00 on NSE, below the previous close of ₹2,118.30. During the day, it surged to ₹2,099.00 and dipped to ₹1,952.40. The stock is trading at ₹1,980.00 as of 2:13 PM. The stock registered a significant decline of 6.53%.

Over the past week, it has declined by 4.50%, over the past month, it has declined by 2.00%, and over the past 3 months, it has moved up by 2.97%.

Conclusion

Bajaj Finserv demonstrated strong consolidated performance in H1 FY26 with PAT growing 19% YoY and total income expanding 12% YoY, supported by contributions from its diversified portfolio of finance and insurance businesses, positioning the group for sustained growth.

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