Bajaj Finance Limited (BFL) released its unaudited standalone and consolidated financial results for the quarter ended June 30, 2025.
In Q1 FY26, Bajaj Finance booked 13.49 million new loans, marking a 23% growth compared to 10.97 million loans in Q1 FY25. The customer franchise expanded to 106.51 million as of June 30, 2025, up 21% year-on-year, with 4.69 million additions in the quarter.
The company’s Assets Under Management (AUM) rose by 25% year-on-year to ₹4,41,450 crore, up from ₹3,54,192 crore in the prior year. Sequentially, AUM grew by ₹24,789 crore during the quarter.
Net interest income (NII) increased 22% to ₹10,227 crore, while net total income climbed 21% to ₹12,610 crore compared to the year-ago period. Profit after tax (PAT) grew 22% to ₹4,765 crore, reflecting strong profitability despite an uptick in non-performing assets (NPAs).
As of June 30, 2025, Gross NPA stood at 1.03% and Net NPA at 0.50%, compared to 0.86% and 0.38%, respectively, in June 2024. The capital adequacy ratio (CRAR) stood at 21.96%, with Tier-I capital at 21.19%.
During the quarter, the company executed a share subdivision, reducing the face value from ₹2 to ₹1 per share, followed by a 4:1 bonus share issuance in June 2025.
On a standalone basis, Bajaj Finance’s AUM rose 24% year-on-year to ₹3,25,438 crore as of June 30, 2025, compared to ₹2,61,828 crore in the same period last year.
Net interest income was up 21% at ₹9,269 crore, while net total income grew 20% to ₹11,475 crore. The company posted a 22% growth in PAT, reaching ₹4,133 crore versus ₹3,402 crore in Q1 FY25.
Gross and Net NPA stood at 1.28% and 0.63%, respectively, versus 1.06% and 0.47% a year ago, with a 52% provisioning coverage on Stage 3 assets.
On July 25, 2025, Bajaj Finance share price (NSE: BAJFINANCE) opened at ₹906.40, down from its previous close of ₹958.95. At 9:21 AM, the share price of Bajaj Finance was trading at ₹899.05, down by 6.25% on the NSE.
Also Read: Bajaj Housing Finance Reports 24% AUM Growth, 21% Profit Rise in Q1 FY26 Results!
Bajaj Finance reported another quarter, with double-digit growth in AUM, income, and profits despite rising NPAs. The company’s bonus issue, share split, and robust loan growth signal confidence in its expansion strategy as it navigates FY26.
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Published on: Jul 25, 2025, 9:24 AM IST
Nikitha Devi
Nikitha is a content creator with 7+ years of experience in the financial domain. Specialising in personal finance, investments, and market insights, Nikitha simplifies complex financial topics, making them accessible to readers.
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