Investing in mutual funds is an effective way to diversify your portfolio and gain access to a broad mix of assets such as stocks, bonds, and other securities. Mutual funds pool money from multiple investors to create a diversified investment portfolio managed by a professional fund manager. This manager makes strategic allocation decisions based on the fund’s specific investment objective. As an investor, you hold units of the mutual fund, and your returns, whether gains or losses, are proportionate to your investment amount. In this blog, we’ll take a closer look at some of the best mutual fund SIP plans for May 2025, helping you make an informed decision.
Name | AUM (₹ Cr) | CAGR 3Y (%) | Expense Ratio (%) |
Motilal Oswal Midcap Fund | 26,028.34 | 28.29 | 0.64 |
HDFC Mid-Cap Opportunities Fund | 72,610.08 | 25.48 | 0.89 |
SBI Long Term Equity Fund | 27,730.33 | 25.23 | 0.95 |
HDFC Focused 30 Fund | 17,226.97 | 25.12 | 0.81 |
ICICI Pru India Opp Fund | 25,696.42 | 25.08 | 0.74 |
Note: The above-mentioned schemes have been selected based on 3Y CAGR as of April 30, 2025
Overview of Best Mutual Fund SIP
The Motilal Oswal Midcap Fund is an open-ended equity mutual fund offered by Motilal Oswal Mutual Fund. This scheme is classified under the mid-cap category and primarily invests in the stocks of mid-sized companies.
Key Metrics
HDFC Mid-Cap Opportunities Fund is an open-ended equity scheme that primarily invests in mid-cap stocks. The fund follows a predominantly mid-cap investment strategy, maintaining a minimum of 65% exposure to mid-cap companies.
Key Metrics
SBI Long Term Equity Fund is an open-ended Equity Linked Saving Scheme (ELSS) that comes with a statutory lock-in period of three years and offers tax benefits. The fund invests at least 80% of its assets in equity and equity-related instruments such as cumulative convertible preference shares, fully convertible debentures, and bonds.
Key Metrics
Investing in mutual fund SIPs can be a smart and disciplined way to build long-term wealth, but it’s important to understand the key factors that influence your returns. By considering costs, aligning with your financial goals, evaluating performance, ensuring diversification, being mindful of tax implications, and understanding liquidity, you can make more informed investment decisions and stay on track toward achieving your financial objectives
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: May 1, 2025, 7:58 AM IST
Sachin Gupta
Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.
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