Parag Parikh Flexi Cap Fund (PPFCF) is an open-ended equity-oriented mutual fund that offers investors the flexibility to allocate a minimum of 65% of its assets in Indian equities, while also allowing up to 35% investment in overseas equity securities and domestic debt or money market instruments. The fund’s management team adopts a bottom-up investment approach, focusing on individual stock selection based on their intrinsic merits rather than relying heavily on macroeconomic trends.
Currently, approximately 24.05% of the fund’s assets are held in cash, debt instruments, money market securities, and arbitrage positions. This liquidity serves as dry powder, ready to be deployed into long-term investment opportunities when valuations become attractive.
The core portfolio of Parag Parikh Flexi Cap Fund is constructed with a long-term investment horizon, emphasising companies with strong management teams, resilient business models, and favourable industry dynamics. Key investment criteria include return on capital, barriers to entry, capital intensity, debt levels, and growth potential. Valuation remains a crucial consideration to ensure investments are made at reasonable prices.
For investors considering a ₹10,00,000 investment in the Parag Parikh Flexi Cap Fund as of July 10, 2025, historical performance suggests a promising outlook. Based on past returns, the investment could potentially grow to approximately ₹31,41,204 in the upcoming 5 years, generating an estimated return of ₹21,41,204 over the investment period.
Also Read: Best Flexi Cap Funds in July 2025: Kotak Flexicap, Parag Parekh Flexi Cap and More Based on 3Y CAGR
The fund continues to prioritise individual company fundamentals over broad macroeconomic conditions. This disciplined focus enables the fund managers to seize attractive investment opportunities as they arise, maintaining flexibility in asset allocation to optimise returns.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
Published on: Jul 10, 2025, 4:26 PM IST
Sachin Gupta
Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.
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