CALCULATE YOUR SIP RETURNS

Top Fund of Funds in July 2025 That Turned ₹10K/Month SIP Into Over ₹10 Lakh in 5 Years

Written by: Neha DubeyUpdated on: 8 Jul 2025, 6:01 pm IST
Explore the top-performing Fund of Funds (FoFs) in India over the past 5 years. See how a ₹10,000 SIP has performed and understand key metrics and considerations.
Top Fund of Funds in July 2025 That Turned ₹10K/Month SIP Into Over ₹10 Lakh in 5 Years
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Fund of Funds (FoFs), which allocate capital across mutual funds or exchange-traded funds (ETFs), have seen increased interest among Indian investors.

With exposure to multiple funds through a single investment, FoFs enable participation in different market segments such as domestic equities, global assets, or index-linked instruments without requiring direct fund selection by the investor.

Below is a data-based review of how selected FoFs have performed over the past 5 years, based on a ₹10,000 monthly SIP totalling ₹6,00,000:

Top 5 Performing Fund of Funds (FoFs) – 5-Year SIP Performance

Scheme NameAUM (₹ Crore)TER (%)Current ValueReturn (%)
ICICI Pru India Equity FOF178.370.63₹10,53,15023.49%
ICICI Pru Thematic Advtg FOF3,432.460.36₹10,37,95522.86%
ICICI Pru Passive Strategy Fund FOF194.180.15₹9,48,41318.96%
Nippon India Nifty Next 50 Junior BeESFoF576.560.12₹9,38,98518.54%
Quantum Equity FOFs Dir Gr127.890.51₹9,11,12617.27%
ICICI Pru Global Advtg FOF319.770.65₹7,72,08510.40%

Note: The list of top-performing Fund of Funds (FoFs) in July 2025 is based on data available as of July 8, 2025. Performance figures may vary over time with market conditions

Key Risks Involved in Fund of Funds (FoFs)

While the above funds have delivered notable returns, investors should also consider the structure of Fund of Funds when evaluating them. One key drawback of FoFs is the double layer of expense ratio: one at the underlying fund level and another at the FoF level. This can have a compounding effect on overall costs, especially over long investment horizons.

Additionally, while many FoFs provide access to global equity, thematic exposure, or passive investing styles, performance can vary widely depending on the market cycles and the underlying fund strategies.

Read More: These Top 10 Small Cap Mutual Funds Turned ₹1 Lakh Into ₹4.3 Lakh+ in 5 Years as of July 2025.

Conclusion

Fund of Funds offer a unique way to access a diversified portfolio through a single investment vehicle. Over the past 5 years, some FoFs have shown strong SIP performance, with returns exceeding 23% annually. However, expense structures and underlying fund selection remain key factors in long-term outcomes. As always, tracking risk-adjusted returns and total costs can help investors make more informed choices.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Published on: Jul 8, 2025, 12:27 PM IST

Neha Dubey

Neha Dubey is a Content Analyst with 3 years of experience in financial journalism, having written for a leading newswire agency and multiple newspapers. At Angel One, she creates daily content on finance and the economy. Neha holds a degree in Economics and a Master’s in Journalism.

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