How to Submit a Digital Life Certificate (Jeevan Pramaan) Online in India?

Every year, pensioners in India are required to confirm that they are alive to continue receiving their pension. This verification, known as a Life Certificate, ensures that pension payments are made only to eligible individuals and helps prevent fraudulent claims.

What Is a Life Certificate?

A Life Certificate is an official document confirming that a pensioner is still alive and eligible to receive pension payments. If a pensioner fails to submit the certificate within the stipulated time, their pension disbursement is automatically stopped until the document is provided.

Traditionally, pensioners had to visit their bank branch or pension disbursing office in person to submit the certificate. This often involved standing in long queues and manual processing of physical documents.

What Is a Digital Life Certificate (Jeevan Pramaan)?

The Digital Life Certificate (DLC), also known as Jeevan Pramaan, is an electronic version of the traditional Life Certificate. It uses biometric authentication, either fingerprints or iris scans, linked to the pensioner’s Aadhaar number to verify identity and confirm that the individual is alive.

The platform eliminates the need for physical visits to banks or pension offices, making the process convenient, secure, and accessible from home.

Once generated, the certificate is digitally stored in the central Life Certificate Repository, where it can be accessed by both pensioners and pension disbursing agencies.

How to Submit a Digital Life Certificate Online?

Pensioners can submit their Digital Life Certificate using the Jeevan Pramaan app or through an authorised service centre. The process involves two main steps, device registration and certificate generation.

Step 1: Register Biometric Device

1. Connect and register a fingerprint or iris scanner compatible with Jeevan Pramaan.
2. Provide Aadhaar number and mobile number on the portal or app.
3. Verify the OTP sent to the registered mobile number.
4. Enter additional details like name and email ID.
5. After successful biometric scanning, the system confirms that the device is registered.

Step 2: Generate the Digital Life Certificate

1. Log in again and enter details such as Aadhaar number, mobile number, Pension Payment Order (PPO) number, pension type, and bank account details.
2. Indicate if the pensioner has remarried or is re-employed.
3. Scan the fingerprint or iris using the registered biometric device.
4. The system generates the Digital Life Certificate (DLC)
5. An SMS with the unique Jeevan Pramaan Certificate ID is sent to the pensioner’s registered mobile number.

How to Download the Digital Life Certificate?

Pensioners can download their Digital Life Certificate from the Jeevan Pramaan website or mobile app using either:

• The Pramaan ID received via SMS, or
• Their Aadhaar number.

The certificate is available in PDF format and can be stored for personal records or shared with the pension-disbursing authority if needed.

Read More: Life Insurance Claim Settlement Ratios 2025.

Conclusion

The introduction of the Digital Life Certificate through Jeevan Pramaan has transformed the annual pension verification process in India. By using Aadhaar-based biometric authentication, pensioners can now submit their proof of life from home, making the system faster, more efficient, and accessible for all.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.