₹10,000 SIP in Canara Robeco Consumer Trends Fund Grows to ₹82.84 Lakh Over 16 Years

Investors who invested ₹10,000 monthly in a Systematic Investment Plan (SIP) in the Canara Robeco Consumer Trends Fund since its inception in September 2009 have seen their investment grow impressively to ₹82.84 lakh by August 29, 2025.

Investment Details

The total capital invested during this period amounts to ₹19.2 lakh, yielding an XIRR (Extended Internal Rate of Return) of 16.46%, as reported by the fund house.

This thematic equity fund has delivered a Compounded Annual Growth Rate (CAGR) of 16.16% since inception, significantly outperforming its benchmark, the BSE 100 TRI, which delivered a 12.41% CAGR, and the BSE Sensex TRI, which returned 11.99% CAGR over the same period.

For lump sum investors, ₹10,000 invested at launch would have appreciated to ₹1.09 lakh, substantially outperforming the ₹64,782 return generated by the benchmark index.

Strong Recent Performance

In the last 5 years, the fund has maintained strong momentum:

• Regular Plan: 22.07% CAGR
• Direct Plan: 23.66% CAGR

These returns compare favourably to the benchmark's 19.94% CAGR over the same timeframe. Since its inception, the Regular Plan has clocked a 16.30% CAGR, reaffirming its long-term performance consistency.

Portfolio Strategy and Sector Exposure

The fund takes a multi-cap approach, investing across large, mid, and small-cap stocks, with a strong thematic tilt toward India’s growing consumption story. It maintains diversified exposure across sectors such as:

• Retailing
• Banking & Finance
• Automobiles
• Consumer Durables
• FMCG

Its top holdings include HDFC Bank, Bharti Airtel, Bajaj Finance, ITC, Maruti Suzuki, and Godrej Consumer Products.

Also Read: ₹10,000 SIP in Canara Robeco Flexi Cap Fund Grows to ₹1.79 Crore in 22 Years

Investment Philosophy

Managed by Ennette Fernandes and Shridatta Bhandwaldar, the fund follows a growth-oriented strategy, targeting companies with:

• Strong earnings visibility
• Sustainable competitive advantages
• Long-term demand drivers

The fund is well-positioned to benefit from India’s evolving consumption patterns, fueled by rising disposable incomes, favourable demographics, increasing urbanisation, and a shift toward branded goods and digital services.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.