HDFC Life Q1FY26 Results: Market Shares Rose to ~12%, AUM Soared Double-Digit

On July 15, 2025, HDFC Life share price is in focus as the leading insurance company announced its financial results for the quarter ended June 30, 2025 (Q1FY26). The company delivered a strong all-round performance, surpassing industry benchmarks across key financial indicators.

With consistent growth in premiums, profitability, and operational efficiency, HDFC Life has reaffirmed its leadership in the Indian life insurance sector.

Consistent Topline Momentum

The company reported a 12.5% year-on-year increase in Individual Annualised Premium Equivalent (APE), reflecting sustained demand for its insurance offerings. This growth translates into a strong 2-year CAGR of 21%, showcasing HDFC Life’s ability to generate premium income consistently, driven by its diversified product mix and strong distribution network.

Significant Market Share Gains

HDFC Life continued to outperform both the overall industry and the private life insurance segment. The company’s overall market share increased by 70 basis points, reaching 12.1%—a new milestone. Within the private sector, it added 40 basis points, taking its market share to 17.5%. These gains reflect HDFC Life’s ongoing investments in product innovation, digital transformation, and customer-centric initiatives.

Strong Value of New Business Growth

The Value of New Business (VNB) for Q1 FY26 stood at ₹809 crore, marking a 12.7% growth over the previous year and a 2-year CAGR of 15%. VNB margins also improved to 25.1%, underscoring the company’s focus on maintaining profitable growth. This performance was supported by a favourable product mix and continued focus on high-margin segments.

Growth in Assets Under Management

Assets Under Management (AUM) reached ₹3,55,897 crore as of June 30, 2025, representing a 15% year-on-year increase. The rise in AUM highlights HDFC Life’s strong asset stewardship and the growing trust of policyholders and investors in its long-term wealth creation capabilities.

Also Read: HDB Financial Q1FY26 Result: Revenue and AUM Posted Double-Digit Growth

Strong Profitability Backed by Core Business

Profit After Tax (PAT) rose 14% year-on-year to ₹546 crore, driven by a 15% increase in backbook profits. This consistent profitability demonstrates the strength of HDFC Life’s existing business portfolio and its ability to generate recurring income while keeping expenses in check.

HDFC Life maintained a strong solvency ratio of 192%, significantly above the regulatory requirement of 150%. This solid capital position provides a cushion for future growth and ensures financial stability, reinforcing the company’s commitment to prudent risk management.

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