Personal Finance - Angel One

Retirement is a major financial milestone. It’s a stage that every working individual may go through, irrespective of whether they are salaried or self-employed. You, too, may already have a specific retirement age in mind. If you are a salaried professional, the retirement age is typically 60 years. Now, with the Financial Independence, Retire Early …

India celebrates its 75th Republic Day on January 26, 2024, marking the 75th anniversary of our constitution’s establishment. Over the 75 years, we have made massive strides in various sectors. Consequently, India is one of the fastest-growing economies in the world, with a projected GDP growth rate of 6.2% in 2024.  We have a large …

Every investment invariably comes with associated costs such as commissions, management fees, administrative expenses, and, notably, taxes. Among these, taxes often take the largest share of your investment returns.  However, there’s a silver lining: through tax-efficient investing, you can reduce your tax liabilities and boost your net earnings, whether your goal is retirement savings or …

In a world where financial stability often feels like an elusive dream, pursuing true financial independence stands out as a beacon of empowerment. Picture this: the ability to make decisions based on choice, not necessity, and the freedom to sculpt your life according to your aspirations. Achieving financial independence is not about amassing unimaginable wealth …

January isn’t only a time for resolutions; it gives an opportunity to start the groundwork for a successful year. Transforming 2024 into a year marked by wise financial choices is both feasible and straightforward to put into action. In this article, learn about the key strategies to help you make informed investment decisions and maximise …

The Indian markets showcased significant strength throughout 2023, particularly in the final months, demonstrating a remarkable rally that broke previous records. Even as we step into 2024, the Indian markets continue to trade positively. However, today’s trading session is marked by volatility. Historical data suggests that January tends to be a challenging month for traders …

The average FD interest rate in India dropped from 10.50% to 5.90% in the last 20 years, that is, from 2000 to 2023. This has been impacted by the significant change in financial market conditions, the policies of RBI, and the country’s economic conditions. For retail and novice investors, Fixed Deposits (FDs) have traditionally been …

With the conclusion of the year in December, it becomes imperative to stay attuned to critical financial deadlines that can have far-reaching effects on your financial well-being. As we approach the end of the calendar, several pivotal dates loom on the horizon, encompassing aspects such as mutual fund nominations and the closing window for belated …

Efficient financial management is often challenging, especially when efforts appear unrewarded. Despite diligent work and extra side hustles, many still have minimal financial gains at the end of each month. Well, external economic factors, such as inflation and recessions, undoubtedly pose significant obstacles to achieving financial objectives. However, these challenges are compounded when there is …

Investment strategies are a set of rules designed to guide investors in achieving their financial goals. When selecting an investment strategy, factors such as target corpus, risk tolerance, and investment objectives must be carefully considered. In this blog, we will delve into the top 5 investment strategies for 2024. However, it’s crucial for investors to …