Personal Finance - Angel One

What do we understand by leverage? As the name suggests, it refers to the strategic use of debt (as a lever) to reduce your cost of capital. The logic here is that the cost of debt is lower than the cost of equity. As a result, by adding debt to your capital structure you end …

When Stephen Hawking, the world renowned physicist, passed away on March 14th 2018, there was more a sense of awe and admiration rather than grief. Here was a man who had achieved so much despite the obvious challenges that he had faced. Hawking had done groundbreaking work on “Black Holes” and Cosmology during his lifetime. …

Ask any veteran investor about his secret of investment and he will ask you to “Sell on greed and buy on fear”. If you look back at the markets over the last 10 years, this strategy would have precisely yielded rich dividends. Then why is that most investors and traders find it so difficult to …

As India prepares to launch the historic Goods and Services Tax (GST) effective July 01st, the big question is whether it will impact investors in a big way. Obviously, a mammoth implementation of such proportions is going to have an impact on your investment costs and your investment strategy. Here is what you need to …

The first Sovereign Gold Bond (SGB) issue of the fiscal year 2017-18 that is open from April 24th till April 28th has both macroeconomic and cultural significance. The macroeconomic significance is that it is being launched at a time when global geopolitical uncertainty is at a high. The war in Syria is getting messier and …

he Index of Industrial Production (IIP) for the month of January 2017 came in sharply higher at 2.7% compared to (-0.6%) for the month of December 2016. The IIP for January was important as it was the first full month of reported IIP after the demonetization drive was stopped on December 31st. Hence it was …

Over the last few years, the equity linked savings schemes have emerged as a very attractive tax saving option for Indian investors. The beauty of this product is that apart from saving tax for you it also creates wealth in the long term. An ELSS has a 3-year in period, which is much lower compared …

The year 2016 began with carnage across world markets but actually ended on a positive note. Year 2017 may not be that predictable. There are a lot of assumptions that are built into most of our projections for 2017. Here is a look at 8 such potential surprises in 2017. Some are global, some are local …

As you craft your portfolio strategy for the new calendar year, the key question could be what could be the outperforming asset class in the year 2017. Let us look at 5 such popular asset classes in India to understand what could be the big idea for year 2017… Bank FDs as an asset class …

What exactly is a portfolio review? For starters, let us restrict our definition to merely your equity portfolio. Creating an equity portfolio is just once part of the story. It is essential to constantly review your portfolio. Portfolio review can be based on macro factors or based on micro factors. Here are 6 things you …