IBL Finance Limited, a fintech-led NBFC listed on NSE Emerge, has announced a major business milestone — crossing ₹100 crore in Assets Under Management (AUM) by FY 2024–25. This achievement has been largely fuelled by its expanding network of strategic partnerships with 36 Non-Banking Financial Companies (NBFCs) across India. As of 12:08 PM on May 6, the IBL Finance share price surged 4.8%.
Founded in 2017 and headquartered in Surat, IBL Finance has embraced Artificial Intelligence (AI) and data analytics to deliver quick and efficient lending solutions. The company serves both individuals and institutions, offering a broad spectrum of financial products. By the end of March 2025, it had disbursed loans worth ₹254.98 crore to over 1.86 lakh customers across the country.
Post its listing and capital infusion, IBL Finance initiated a new vertical targeting lending to profitable and well-established NBFCs. This strategic expansion not only enhances the company’s credit quality but also grants it diversified exposure to retail loan portfolios across geographies. Under this initiative, the company has already disbursed ₹154 crore.
Read More: RBI Imposes ₹2.5 Crore Penalty on 5 Banks for Rule Violations.
The company’s AUM has shown consistent growth over the past three financial years:
Crossing the ₹100 crore mark reflects both increasing trust in IBL’s model and the scalability of its asset-light approach.
Despite its rapid expansion, IBL has preserved a strong asset quality with net NPA levels improving over time:
These figures suggest that the company’s strategic alliances are effectively balancing growth with risk mitigation.
To sustain its upward trajectory, IBL Finance is actively raising funds through multiple debt instruments, including term loans, non-convertible debentures (NCDs), bonds, and commercial papers. In FY 2024–25 alone, it secured ₹49.46 crore through term loans and NCDs, strengthening its capital base.
IBL Finance aims to build on its momentum by exploring new markets and technology-enabled lending solutions. With a scalable business model, steady asset quality, and forward-looking funding plans, the company is positioning itself as an important player in India’s retail MSME lending space.
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Published on: May 6, 2025, 3:30 PM IST
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