How to earn money as a homemaker?


For decades, people have long held that being a homemaker would entail having to give up an income stream. However, that thought process is now no more than a misconception. In this day and age, where almost everything is run by technology, anything is possible; even earning money as a homemaker.

The advent of technology has made it easier for people, especially women, for whom taking care of their home is a full-time job in itself, to earn a steady source of income. If you’re wondering how a housewife can make money, then this chapter is sure to be enlightening for you. Let’s begin.

A guide on how to earn money from home for a housewife

Since the opportunities are endless, we’ve picked out 10 of the best ideas for housewives to make money. Here’s a look.

  • Put your cooking skills to good use

This is probably the first entry you’re likely to encounter when searching for ideas on ‘how to earn money at home for a housewife’. But then, think about it. There are many individuals, young working professionals, who are yearning for some good old home cooked food. You could cater to their needs by setting up a home kitchen. And you don’t even have to deliver them yourself. You can use delivery services to do that job for you.

  • Sell handmade products online

This is another classic idea that is likely to show up when you google ‘how to earn money from home for a housewife’. But don’t dismiss it just yet. If you’re good at art, crafts, or just in the plain old art of soap making, you could put it to good use. And you can sell them online on ecommerce marketplaces like Flipkart or Amazon.

  • Take up freelance writing

Almost everywhere there’s increasing demand for quality content. And you can leverage it to your advantage. If you’re good at writing, consider enrolling yourself in content marketplaces. These websites help connect writers with organizations that require quality content, giving you an opportunity to make money.

  • Become a teacher

Alternatively, if you’re a subject matter expert, you could take up tutoring. It would be your way of passing on your knowledge onto others. There are several kids and young adults who require private tutoring. And to that effect, there are several online platforms that can help you get going as well.

  • Start a blog

Okay so, you’re a good writer but aren’t comfortable with deadlines? Then starting a blog may just be the thing for you. Blogging can be extremely rewarding if you manage to garner the right amount of audience. And the topics that you can broach are essentially limitless. You could write about your life experiences, your recipes, or even your opinions on day to day affairs.

  • Start a YouTube channel

On the other hand, if writing isn’t your forte, you could start your very own YouTube channel as well. This is another great medium for you to gain some much needed money through ad revenue. All it takes is a single video of yours to go viral. Create and upload some quality content and you’re sure to become a sensation in no time.

  • Become a social media influencer

You’re active on social media and possess a large legion of followers? Why don’t you make use of that to become an influencer? You can finally put those long hours on Instagram and Facebook to good use. There are plenty of brands looking for influencers to carry on their marketing for them. And, you get paid handsomely too!

  • Take up proofreading and editing

The market for proofreading and editing content is also witnessing an increase every single day. Although it may not be as rewarding as writing, it is far less demanding and easier on you as well.

  • Teach skills

If you’re good at something, always use it to your advantage. For instance, if you’re skilled at drawing, painting, or musical instruments, consider teaching them to others. You could charge by the hour as well.

  • Become a reseller

Who says that you need a shop to become a reseller? You can do it from your home too. There are many established and up and coming brands that conduct reseller programs that allow individuals to enroll. You can leverage your wide network of homemakers and acquaintances and resell the products and earn some income on the side.


Wrapping up

Hope this guide on how to earn money for housewives was of help. Pick one or many from this list and create your own income stream right now. In the next chapter of Smart Money, we’ll tackle investing and trading in the stock market for women. Until then, stay tuned.

A quick recap

  • The advent of technology has made it easier for people, especially women, for whom taking care of their home is a full-time job in itself, to earn a steady source of income. 
  • There are many ways in which you can earn money as a homemaker.
  • You could cook, bake, sell handmade products or even teach online.
  • Other ideas include becoming a social media influencer or starting a reselling business.

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Yes. If the income that you earn as a homemaker exceeds the basic exemption limit as outlined under the Income Tax Act, 1961, you would be liable to pay tax. The income you earn from your home-based business will be classified under the head ‘profits and gains of business or profession.’
Yes, of course. You can definitely trade or invest in the stock market even if you are a homemaker. All you need to do is open a demat account and a trading account, and link your bank account with them to get started.
As a homemaker who also dons the hat of entrepreneur, you can invest in fixed deposits or recurring deposits. You can also invest small amounts in mutual funds through SIPs, or in the stock market directly.
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