Accessible. Seamless. Smart.

Investing simplified for everyone
Investing was once considered the sole realm of the wealthy. However, the advancement in technology and rapidly growing internet and smartphone penetration have changed the game, making space for digital platforms and democratising investing in the process.

With about 750 million smartphone users and growing, India is bridging the urban-rural divide at an unimaginable pace, empowering millions to capitalise on its growth story. At Angel One, we were quick to spot this trend, and embarked on a transformational journey to disrupt ourselves and the industry with a digital-first approach.

We are thus demystifying investing for everyone, making it accessible, simple and smart. The appeal of our new-age tools and platforms cuts across the greenhorns (read millennials and Gen Z) and the seasoned, the tech savvy and the financially savvy – creating exponential business growth opportunities. We are democratising investing beyond the defined urban centres, enabling millions to make informed choices in their wealth creation journey.

TRANSFORMATION

TRANSFORMATION

Iconicbrands
  • Single product
    Stock broking as a predominant line of business
  • Formal
    For seasoned investors and traders
  • Brick and mortar
    Branch-led, Passive growth model
  • Traditional
    Assisted model
Iconicbrands
  • One Solution
    Aimed at wealth creation across client lifespan
  • Youth-focused
    Gen Z, Millennials and Youth
  • Digital first
    Extensive technology use, scalable model
  • Ease of doing
    Do it Yourself + Fintech Player
Know more

`23,051 mn

Gross revenue
+77.5%

46.0 %

Return on Networth
+1,143 bps

`8,554 mn

EBDAT
+99.1%

`6,251 mn

Profit After Tax
+109.7%

50.8 %

EBDAT margin
+295 bps

`27.1

Total dividend
per share
Includes four interim and proposed final dividend
Net Income = Gross Revenue - Fees & Commission Exp - Finance Cost
EBDAT = Net Income - Employee Exp - Other Exps
EBDAT Margin = EBDAT / Net Income
Return On Networth = Profit After Tax From Continuing Operations / Average Networth

9.2 mn

Total client base
+123.7%

2.8 mn

Average daily orders
+98.1%

5.3 mn

Gross client acquisition
+123.7%

21.8 mn

Lifetime mobile app downloads
+113.3%

3.7 mn

NSE active client base
+133.8%

>98 %

Pin-codes across India with Angel's clients

`6.5 trn

Average daily turnover
+226.3%

`15.0 bn

Average client funding book
+108.3%
* lifetime downloads for Angel One Mobile App and Angel Bee App
Iconicbrands

1,379

Employee addition
+47.4%

3,189

Number of employees working remotely, 96.7% of total headcount

610

Digital focused talent pool +23.0%

`2,809 mn

Employee spends
+63.5%
Iconicbrands

`43.6 mn

Community development spends +55.6%

300,000 +

Beneficiaries of community-related interventions
Know more
01
Technology edge

A play on the tech-tonic shift in broking

DIGITISATION AND INDUSTRY TRANSFORMATION
  • Technology evolution and increasing smartphone penetration are driving more Indian retail investors onto digital platforms
  • Enabling the delivery of personalised solutions at scale, thereby faciliating informed decision-making and augmenting experiences
  • The DIY (Do-It-Yourself) route for transactions is gaining strong traction
  • Shift in focus, from offering a single product to a wide bouquet of services

At Angel One, we are disrupting the broking space, while driving retail participation in Indian capital markets, by offering a robust suite of platforms and tools across all digital channels including web, tablet and mobile apps

Iconicbrands
02
The Angel One Super App

Making investment more accessible seamless and smart

The Super App has been architected and productised based on five fundamental pillars -

Iconicbrands

The Angel One Super App has been envisioned, researched, designed, and is being developed with the universal belief of simplifying investments in various asset classes for all kinds of investors. The first version will be arriving as part of our Q1FY23 release followed by a series of updates, running throughout this year.

Iconicbrands
Iconicbrands

‘Main Street’ meets
Dalal Street

The expansion of India’s investor population has been driven by digital players like your Company, which will continue to be a leading player in mobilising a substantial portion of the `109 trillion of household savings, as on March 2021, parked in low-yielding bank deposits, along with the incremental capital expected to flow into equities.

Dinesh Thakkar

Chairman & Managing Director

Read the full statement
Message from the CEO Meet the board
Performance Trends

The numbers that make us proud

TOTAL INCOME

(` in mn)

31.1%
77.5%
EARNINGS BEFORE DEPRECIATION, AMORTISATION AND TAX

(` in mn)

47.8%
99.1%
COST TO NET INCOME

(%)

1,327 bps
389 bps
PROFIT AFTER TAX FROM CONTINUING OPERATIONS

(` in mn)

54.5%
109.7%
EARNINGS PER SHARE

(`)

49.2%
95.5%
DIVIDEND PAYOUT

(%)

NET WORTH

(` in mn)

35.2%
40.1%
RETURN ON NETWORTH

(%)

2,054 bps
1,143 bps

(5-year CAGR)

(y-o-y growth)

(improvement over 5-years)

(y-o-y improvement)

Know more
OVERALL RETAIL ADTO

(` in billion)

RETAIL F&O ADTO

(` in billion)

RETAIL CASH ADTO

(` in billion)

RETAIL COMMODITY ADTO

(` in billion)

OVERALL RETAIL EQUITY TURNOVER MARKET SHARE

(%)

RETAIL F&O TURNOVER
MARKET SHARE

(%)

RETAIL COMMODITY TURNOVER MARKET SHARE

(%)

TOTAL ORDERS

(mn)

Know more
Business Segment

Broking and
Depository
Operations

`18,637 mn

Revenues in FY22

80.9 %

Share of total revenues FY22

Broking and Depository Operations = Fees & commission income – Distribution Income

Client
Funding

`2,656 mn

Revenues in FY22

11.5 %

Share of total revenues FY22

Includes interest income earned on margin trading fund, delayed payment charges and lending activities

Distribution of
third-party financial
products

`324 mn

Revenues in FY22

1.4 %

Share of total revenues FY22

Technology and Product highlights
Upping our technology and product quotient

At Angel One, our fundamental strength lies in continuously building our technology core. This helps in improving reliability of our platform, offering customised solutions, and improving ease of use, culminating into superior client experience.

During the year, we undertook the
some important initiatives:

RUGGEDIZATION
MONITORING / ALERTING
NEW DATACENTERS
NEW DATACENTERS
NEW DATACENTERS
NEW DATACENTERS

Product Development

  • Wealth Management Solution
  • SmartAPI
  • NXT
  • KYC Core and Fulfilment
  • Angel Broking Mobile Application
    Product Improvements
Know more
Opportunity Landscape

Rise of the Indian retail investor

The changing times are rewriting many a traditions, with the rapid advancement in technology driving the economic mainstreaming. Today, armed with smartphones and high-speed mobile internet, young Indians are increasingly looking at asset classes beyond the traditional safe havens of real estate, gold or fixed deposits for their investing aspirations.

The pandemic, which confined Indians to their homes, came as a moment of truth to learn and re-evaluate new means of creating wealth.

Know more
Investment case

The edge of fintech, in a digital-first world

Know more
Strategy

The right swipe to unlimited possibilities

Know more
Social
Social - People
Nurturing our most valuable asset

At Angel One, people always come before profit. We focus on providing an enabling environment that fosters equality and diversity. Over the years, we have transformed from a hierarchy-driven organisation to one that has an open work culture. We have adopted the Pod model, which empowers small groups of individuals with complementary skillsets to take on larger projects. Our robust employee engagement initiatives help develop a highly motivated and productive talent pool.

1,379

New employees
hired in FY22

12

Man-hours of learning on LXP for each employee mandated by the Company every quarter for self-development
Know more
Social – Clients
Engaging with our clients

At Angel One, we have adopted KPI driven marketing to scale reach, engagement, and conversion of potential clients in new markets at a lower cost and risk and much higher ROI. We are leveraging the power of data science, artificial intelligence (AI) and machine learning (ML) to effectively reach our audiences with focused communication.

64%

Brand awareness for Angel One within four months of launch

0.4 mn

Monthly average of clients added in FY22
Know more
Social – Communities
Building an equitable and inclusive world

Supporting the underprivileged community during the COVID-19 pandemic in 2021-22 was one of the primary goals of the corporate social responsibility vision at Angel One. Our aim was to make vaccination accessible for everyone in the community. We reached out to various rural and semi-rural geographies where people were unable to access the vaccines against COVID-19.

300,000+

Beneficiaries of our inoculation drive
Know more
Governance

Distinct differentiator

At Angel One, we are continuously pushing boundaries with our governance standards. We are always ahead of our peers in our disclosures and strive to achieve highest degree of transparency with our entire stakeholder universe.

Know more
Awards and Recognitions

Recognised across Platforms

Angel One has been awarded the Best Fintech of the Year

IDMA 2021

Bronze for SmartAPI in the Trading and Exchange category for the 'Launch of a disruptive product'

ET Brand Disruption Awards'22, IAMAI

Gold, for the best use of Digital Media in Share Trading Category

Drivers of Digital Awards, Inkspell

Gold in Best use of organic search for Best SEO for Website/ universal search ranking and SEM Strategy

IDMA 2021

Awarded for Best content in a Financial Services for Blog/ Website

Indian Content Leadership, Inkspell Media

Silver for Corporate Branding

PR Awards India 2021

Top performer in the Equity Retail Segment 2020-21 by BSE

Top performer in the National Distributors Category- 2020-21 by BSE

Gold in the Fintech category at Agency Reporter Stakes PR awards

Best Financial Services API at Inflection Awards 2021

Alden, Innovation Partner NASSCOM

Best Financial Content in Financial Services/ Banking Enterprise for Angel Academy

The Unlocked Awards 2021, Inkspell

Echo Award by DMA Asia- Silver Medal for Angel Academy

DMA, Asia

Angel Academy have won Gold

India Digital Awards, IAMAI

Among the top 10 members in Index Derivatives Trading by NSE

Know more
Download Centre
Annual Report 2021-22

Download the
Full Report
here

Download
Management
Discussion and
Analysis
Leadership
Team
Statutory
Reports
Financial
Statements